See the best deals and use them to your advantage!

Promo Period: February 1, 2024 to June 30, 2024


  1. Members who avail from any of the secured loans is entitled to eRaffle entries subject to the following conditions:
    1. A Member who avails of a new KaPartner Loan 1 or KaPartner Loan 4 with a minimum loan amount of P350,000 with a loan term of one (1) year is entitled to earn one (1) eRaffle entry.  
    2. A Member who avails of a Ready Loan, Vehicle or Pre-owned Vehicle Loan with a minimum loan amount of P350,000 with a loan term of three (3) to five (5) years is entitled to earn one (1) eRaffle entry. 
  2. Sixty-six (66) winners will be drawn and shall win the following prizes: 
  3. Loan must be approved within the promo period to be able to earn eRaffle entries.
  4. Raffle Draw will be held on July 19, 2024 at the PSSLAI Head Office, 524 EDSA Cubao Q.C.
  5. Shipping and other expenses related to receiving the raffle items shall be shouldered by the winner.
  6. The cash prize shall be credited to the member’s CASA within two (2) weeks from the date the raffle entries are drawn.
  7. Non-cash prizes are not convertible to cash.
  8. The winner must claim their prize within sixty (60) calendar days from first notice. Any rights to their prize shall be forfeited in favor of PSSLAI if the winner was not able to claim their prize within the designated period.
  9. Any loan cancellation on or before the intended raffle draw date shall disqualify the loan account in the promo. Further, members with past-due accounts and loan accounts that went past-due during the promo period are automatically disqualified.
  10. If the member cancels or terminates the loan account prior to its maturity, the full amount of the prize shall automatically be charged to the member or deducted from any of their accounts maintained in PSSLAI.
  11. A member can only win once. If the member is drawn twice, the member will take the prize with the higher value.
  12. Members shall also authorize PSSLAI to disclose or publish his/her name and particulars on the official PSSLAI website and other print and social media pages of the Association.

Promo Period: Starting January 2, 2024

Eligibility: Open to ALL Regular and Associate Members who availed of a qualified salary or pension-deducted loan products.

Cash Bonus Tier:

Loan Amount Cash Bonus
Below 100,000 P500
100,000 to 199,999 P1,000
200,000 to 499,999 P2,000
500,000 and up P2,500

Program Mechanics    : 

  1. Applicable to NEW LOAN accounts only. Any loan amount and any loan term.
  2. Cash bonus is on a per loan account basis. Hence, a member can avail multiple loan products provided that these are all NEW LOAN accounts.
  3. Cash bonuses shall be automatically credited to the member's CASA account on the next business day.
  4. This product is for one-time availment only.
  5. Not qualified to the Libreng Cellphone of Plus 10k promo or any ongoing promo during loan availment unless otherwise stated in the campaign's terms and conditions.

Qualified Loan Products    : 

  1. Salary Loan
  2. Emergency Loan
  3. Universal Loan
  4. Affordaloan
  5. Pension Loan

Loan Products:

  • Salary Loan                                            
  • Emergency Loan
  • Excess Salary Loan
  • Other Salary Loan
  • Universal Loan
  • Affordaloan


  • Fast access to cash is now even more affordable where payments are made via salary deduction to finance personal needs, home renovations, and other planned or unplanned expenses.

Maximum Loanable Amount:

  • 12 months regular Salary plus Deposits and Contributions with PSSLAI

Term and Interest Rate:

  • 3 months to 5 years @ 8.25% p.a.


  • PNP :
    • No requirements
  • BFP :
    • Recent Duty Status
    • Certificate of Non-Pending Case
    • BFP ID
    • One (1) Valid ID
    • Two (2) Recent Payslips
    • Certificate of Employment and Compensation
    • Certificate of Non-Pending Case

Additional requirement if for Buy-out:

  • Outstanding Loan Balance from other lending institution/s

EIR Rate p.a.: 3 months @13.055% p.a. to 5 years @15.533% p.a. Other charges: Insurance based on Board approval. Documentary Stamp Tax: Php1.50 for every Php200 for loans above Php250,000. Maximum Loanable amount and interest rates are subject to change without prior notice.


Loan Products:

  • Pension Loan
  • Additional Pension Loan
  • Excess Pension Loan
  • Other Pension Loan


  • Financing retiree’s or loved ones medical, insurance, and other expenses is now more affordable.

Maximum Loanable Amount per Age Bracket:

  • 65 years old and below - up to Php 3 Million
  • 66 - 75 years old - up to Php 1 Million*

Term and Interest Rate:

  • 6 months to 5 years @ 8.25% p.a.

Who can avail:

PNP and BFP Retirees, Survivors, Transferees who are already receiving their monthly pension


EIR Rate p.a.: 6 months @14.943% p.a. to 5 years @15.533% p.a. Other charges: Insurance based on Board approval. Documentary Stamp Tax: Php1.50 for every Php200 for loans above Php250,000. Maximum Loanable amount and interest rates are subject to change without prior notice.

* Medical Evaluation is needed from accredited clinics/hospitals of PSSLAI’s current Insurance Provider

Free Burial Benefit

Promo Period: October 19, 2020 onwards

Burial Benefit:

Burial Benefit amount of Php 100,000 for:

  • Active Personnel - If the cause of death is in the line of duty
  • Associate and Pensioners - if the cause of death is due to heroic acts (Subject to insurance assessment and approval)

Burial Benefit amount of Php 50,000 if the cause of death is due to natural causes

Promo Mechanics:

  1. Any member who avails of a qualified loan starting 19 October 2020 onwards are automatically qualified to the free burial benefit program regardless of the member’s age, membership type (regular or associate), availed loan type (new or renewal), loan term and loan amount.
  2. To qualify for the benefit, a member-borrower must avail a salary-deducted or pension-deducted (new or renewal) loans from October 19, 2020 onwards.
  3. The following products are excluded from the list of eligible products for availment to qualify in the program, viz:
    1. Dividend Loan (DL)
    2. Net Pay Loan (NL)
    3. Overpayment Loan (OP)
    4. Bonus Loan
    5. Real Estate Loan
    6. Back-to-Back Loan
    7. Collateralized Motorcycle Loan
    8. Vehicle Loan
    9. Pre-owned Vehicle Loan
    10. Easy Pay Loan
    11. Ready Pay Loan
  4. Only one (1) burial benefit shall be given to the qualified member-borrower regardless of the number of loan accounts availed from the start of the program.
  5. Member-borrowers who have existing loans prior to the start of the program BUT will not avail of a new loan or renew any of his/her existing loan accounts are NOT eligible to the burial benefit.
  6. The burial benefit is renewed annually.  Hence, as long as the qualified member-borrower has an active loan account from the time the program started until his/her untimely demise, the burial benefit shall remain active.
  7. A qualified member-borrower’s burial benefit coverage shall be automatically discontinued subject to the following:
    1. Member-borrower pays off all existing loans; or
    2. Member-borrower has contracted a past-due account from any of his/her existing loan accounts
  8. A disqualified member due to any reason as indicated in Item #6 can re-qualify to the burial benefit program provided the following:
    1. For member-borrower with a past-due account, they must settle their past dues either by availing of a new loan or renewing an existing loan account.
    2. For member-borrower with paid off loans, they must avail a new loan account to re-qualify
  9. Claiming of the burial benefit shall be subject to the following parameters during the time of death, otherwise, the claim will be deemed disapproved, viz:
    1. The member-borrower must have an active loan; and
    2. The member-borrower must not have any past-due account.
  10. For death due to the performance of a heroic act, the burial benefit claim is still subject to the assessment and approval of the insurance company.
  11. Contestability period is applicable for qualified members with ages 75 years old and above.
  12. For purposes of this program, "HEROIC ACT" refers to an act of defending, protecting or helping others in need despite the risk to life of the member, and which resulted in his/her death.
  13. The Burial Benefit program shall remain in effect unless otherwise suspended or terminated by the Board of Trustees.