See the best deals and use them to your advantage!

Promo Period: June 1, 2021 to December 31, 2021

Promo Mechanics:

1. The Cash Credit Raffle promo is open to all PSSLAI Members who will avail of any type of loan (except BTB1) during the promo period.

2. Raffle Prizes

     Php 10,000 for the Monthly Draw

     Php 100,000 for the Grand Draw

     *Prizes shall be credited to the member's PSSLAI Visa Card


     Raffle Winners:

133 lucky loan accounts will be drawn monthly from NCR, Luzon, Visayas, and Mindanao Regions or a total of 931 winners for the whole 7 month duration of the promo. Each monthly raffle draw winner will receive Php 10,000 prize. For the Grand Draw, 20 loan accounts will be drawn nationwide and will each receive Php 100,000 prize.

Number of MONTHLY Raffle Winners
Region #s of Winners TOTAL #s of Winners
NCR 23 161
Luzon 48 336
Visayas 27 186
Mindanao 35 245
TOTAL 133 931


Region #s of Winners


     Raffle Draw Dates:

Production Period Draw Dates
June 1-30, 2021 July 9, 2021
July 1-30, 2021 August 13, 2021
August 1-31, 2021 September 10, 2021
September 1-30, 2021 October 8, 2021
October 1-31, 2021 November 12, 2021
November 1-30, 2021 December 10, 2021
December 1-31, 2021 Annual General Membership Meeting 2022


Production Period Draw Dates
June 1 to December 31, 2021 Annual General Membership Meeting 2022

3. Loan application accounts must be approved on or before the last business day of the month to qualify for the monthly raffle draw. Any loan cancellation or termination on or before the intended raffle date will disqualify the member from this promo.

For the Grand Raffle Draw, only active loan accounts generated from June 1 to December 31, 2021 shall be included in the raffle. Loan accounts that are past-due, cancelled or terminated on or before the draw date are not eligible for the raffle.

4. Qualified members earn one (1) eRaffle entry for every one (1)  loan account availed during the promo period. A member-borrower can earn as many eRaffle entries as they can, provided that each entry meets the required criteria.

5. Raffle prizes will be credited to the member's PSSLAI Visa Card account. If the winner has no PSSLAI Visa Card, he/she is required to apply/avail one at the nearest PSSLAI Office. For ease of convenience, borrowing members are encouraged to apply for a PSSLAI Visa Card during loan application.

6. Winners can only once during the monthly and grand raffle draw. However, monthly draw winners are still qualified/included to the Grand Raffle Draw as long as the loan account is still active. The Grand Raffle Draw shall be held during the Annual General Membership Meeting on January 2022.

7. Winners will be electronically drawn during the indicated raffle draw date at the PSSLAI Corporate Office.

8. Raffle winners shall authorize PSSLAI to disclose and publish his/her name and particulars in the official PSSLAI website and other social media pages.

9. Winners will be notified via their email address, mobile, or landline number as indicated in their membership cards.

10. PSSLAI Trustees, Officers, Employees, and third party vendors, up to their 2nd degree of affinity and consanguinity are not eligible to join this promo.



Free Burial Benefit

Promo Period: October 19, 2020 onwards


Burial Benefit:

Burial Benefit Amount Cause of Death
Php 100,000

 1. For Active Personnel - If cause of death is in line of duty

 2. For Associate and Pensioners - if cause of death is while doing a heroic act

Php 50,000 If cause of death is due to natural causes


Promo Mechanics:

1. Any member who avails of a qualified loan starting 19 October 2020 onwards are automatically qualified to the free burial benefit program regardless of the member’s age, membership type (regular or associate), availed loan type (new or renewal), loan term and loan amount.

2. To qualify for the benefit, a member-borrower must avail a salary-deducted or pension-deducted (new or renewal) loans from October 19, 2020 onwards.

3. The following products are excluded from the list of eligible products for availment to qualify in the program, viz:

     a. Dividend Loan (DL)                                        f. Back-to-Back Loan

     b. Net Pay Loan (NL)                                          g. Collateralized Motorcycle Loan

     c. Overpayment Loan (OP)                               h. Vehicle Loan

     d. Bonus Loan                                                      i. Pre-owned Vehicle Loan

     e. Real Estate Loan  

4. Only one (1) burial benefit shall be given to the qualified member-borrower regardless of the number of loan accounts availed from the start of the program.

5. Member-borrowers who have existing loans prior to the start of the program BUT will not avail of a new loan or renew any of his/her existing loan accounts are NOT eligible to the burial benefit.

6. The burial benefit is renewed annually.  Hence, as long as the qualified member-borrower has an active loan account from the time the program started until his/her untimely demise, the burial benefit shall remain active.

7.  A qualified member-borrower’s burial benefit coverage shall be automatically discontinued subject to the following:

     a. Member-borrower pays off all existing loans; or

     b. Member-borrower has contracted a past-due account from any of his/her existing loan accounts

8. A disqualified member due to any reason as indicated in Item #6 can re-qualify to the burial benefit program provided the following:

     a. For member-borrower with a past-due account, they must settle their past dues either by availing of a new loan or renewing an existing loan account.

     b. For member-borrower with paid off loans, they must avail a new loan account to re-qualify

9. Claiming of the burial benefit shall be subject to the following parameters during the time of death, otherwise, the claim will be deemed disapproved, viz:

     a. The member-borrower must have an active loan; and

     b. The member-borrower must not have any past-due account.

     For death due to the performance of a heroic act, the burial benefit claim is still subject to the assessment and approval of the insurance company.

10. Contestability period is applicable for qualified members with ages 75 years old and above.

11. For purposes of this program, "HEROIC ACT" refers to an act of defending, protecting or helping others in need despite the risk to life of the member, and which resulted in his/her death.

12. The Burial Benefit program shall remain in effect unless otherwise suspended or terminated by the Board of Trustees.


Promo Period: January 2, 2020 onwards

Promo Mechanics:

1. Promo is open to ALL Qualified PSSLAI Members

2. Qualified loan products for the promo are as follows:

                a. Salary Loan (SL)              

                b. Emergency Loan (EM)     

                c. Universal Loan (upgraded to SL or EM)                 

                d. Affordaloan (upgraded to SL or EM with additional amortization from nthp)                                    

                e. Back-to-Back Loans (BTB)

                f. Pension Loan (PL, AP, OP)

3. Qualified loan products for the promo with their parameters are as follows:

                a. New SL, EM, PL, AP or OP loan accounts with minimum loan amount of Php 275,000 AND loan terms of 3 to 5 years.

                b. Renewal SL, EM, PL, AP or OP loan accounts with minimum loan amount of Php 275,000, loan terms of 3 to 5 years AND must have paid at least the following minimum payments to qualify:

                     1. For 3 year loan term - 14 months worth of payment

                     2. For 4 year loan term - 19 months worth of payment

                     3. For 5 year loan term - 26 months worth of payment

                c. Universal Loan (AS) accounts that are upgraded to either an SL or EM with a minimum amount of Php 275,000 AND loan terms of 3 to 5 years.

                d. Affordaloan (with additional amortization from nthp) to reach the minimum amount of Php 275,000 AND loan terms of 3 to 5 years.

                e. New BTB loan accounts with minimum amount of Php 500,000 AND minimum loan term of six (6) months.

                f. Renewal BTB loan accounts with additional Php 500,000 from the original loan amount AND term of (6) months.

4. The promo is on a per loan account basis. Hence, a member can avail 1 SL and 1 EM account to get two (2) Libreng Cellphone, provided that the corresponding loan account qualifications are met ( loan type, loan amount, and loan term).

5. If the member cancels or terminates the loan account prior to its maturity, the full amount of the cellphone shall automatically be charged to the member or deducted from any of their accounts maintained in PSSLAI.

6. The Libreng Cellphone is non-convertible to cash and is not for sale by PSSLAI.

7. All Libreng Cellphones can be claimed at PSSLAI Head Office, Camp Crame Branch or at any PSSLAI Satellite Offices Nationwide.

8. A qualified member-borrower can authorize a representative to claim their Libreng Cellphone provided that the following documents are presented. viz:

                 a. Original and signed authorization letter from the qualified member-borrower

                 b. Photocopy of the member's PSSLAI ID or any government-issued ID with three (3) specimen signatures

                 c. Photocopy of the authorized representative's valid ID with three (3) specimen signatures