KaPartner Loan

Keep your account balance well above maintaining. Loan against your deposits while still earning dividends/interest with this secured loan.

Features

  • Guaranteed low interest rates
  • Fast processing of loan approval
  • Flexible payment terms (up to 60 months/5 years)
  • Loan up to 96% of account balance (not including minimum maintaining balance)

Requirements

  • PSSLAI Account as collateral

Interest Rate

  • Choose from our various easy modes of payment:
    • Borrow up to 96% of your deposits and savings
      • Advance Interest, Principal upon Maturity
      • Minimum Loanable Amount: Php 10,000
      • Maximum Loan Term: One (1) year, Renewable
    • Borrow up to 96% of your deposits and savings
      • Monthly Payment on Principal and Interest
      • Minimum Loanable Amount: Php 10,000
      • Maximum Loan Term: Three (3) months to Five (5) years
    • Borrow up to 80% of your deposits and savings
      • Principal and Interest upon Maturity
      • Minimum Loanable Amount: Php 10,000
      • Maximum Loan Term: One (1) year, Renewable

Charges

  • Documentary Stamp tax: Php1.50 for every Php200 for loans above Php250,000