All PSSLAI members are required to maintain a CapCon account with a minimum contribution of ₱1,000. 

The CapCon serves as a member’s ownership share in the Association and allows participation in the declaration of net income.

All CapCon deposits are subject to a 10% fixed non-withdrawable balance. This means that ten percent (10%) of the highest Capital Contribution balance shall be retained and cannot be withdrawn while membership is active, in accordance with Association policies.

Placement Cut-Offs: 

• Only deposits made within these cut-off periods shall be considered for net income computation for the applicable semester.

  • First Semester: Up to the 3rd working day of January. 

  • Second Semester: Up to the 3rd working day of July. 

Maximum Deposit Per Semester: 

• Regular Members: Up to ₱100,000. 

• Associate Members: Up to ₱75,000. 

Advance Net Income: 

• Members may receive a portion of their CapCon net income every July by submitting a one-time Advances to Members Authorization (AMA) form to any PSSLAI office.
• The AMA form must be submitted on or before June 30 to begin receiving advance net income every July.
• The remaining CapCon net income will be credited in January of the following year, subject to BSP approval of the net income declaration.