Vehicle Loans
Own your dream vehicle with PSSLAI! Pang-personal man o pang-negosyo, brand new o pre-owned, sagot ka namin. Kahit bus, truck, tractor, e-bike, big bike, basta masasakyan, pwede sa PSSLAI!
With no down payment required at mababang interest rates PLUS hindi naka collateral ang sasakyan (no encumbrance), abot-kamay na ang iyong pangarap sa flexible terms na hanggang 5 taon.
Why Choose PSSLAI Vehicle Loans?
No down payment required o walang kailangang initial cash out.
Hassle-free ownership. OR/CR nakapangalan sa iyo at hindi encumbered/hindi naka collateral ang sasakyan.
Pinakamababang loan interest rate.
Flexible payment terms of up to 60 months.
Mabilis ang approval at same day processing.
2 requirements lamang ang kailangan para magka sasakyan:
Brand New: ID at Quotation from dealer
Pre-owned: ID at Deed of absolute sale from pre-owned seller or Quotation from dealer
Product Variant and Features
Product Variant | Mode of Payment | Maximum Loanable Amount | Interest Rate and Terms |
Brand New (In Arrears) | Secured by deposit Monthly payment on Principal and Interest | Total Contract Price of the Vehicle | 12 mos. @ 5.50% |
24 mos. @ 5.75% | |||
36 mos. @ 5.90% | |||
48 mos. @ 6.05% | |||
60 mos. @ 6.25% | |||
Brand New (One Month Advanced - OMA) | Secured by deposit Monthly payment on Principal and Interest | Total Contract Price of the Vehicle | 12 mos. @ 4.64% |
24 mos. @ 5.26% | |||
36 mos. @ 5.55% | |||
48 mos. @ 5.78% | |||
60 mos. @ 6.01% | |||
Pre-owned (In Arrears) | Secured by deposit Monthly payment on Principal and Interest | Minimum Loan Amount: P100,000 No maximum amount as long as it is the Total Contract Price by the seller | 12 mos. @ 6.50% |
24 mos. @ 6.75% | |||
36 mos. @ 6.90% | |||
48 mos. @ 7.05% | |||
Pre-owned (One Month Advanced - OMA) | Secured by deposit Monthly payment on Principal and Interest | Minimum Loan Amount: P100,000 No maximum amount as long as it is the Total Contract Price by the seller | 12 mos. @ 5.64% |
24 mos. @ 6.26% | |||
36 mos. @ 6.55% | |||
48 mos. @ 6.78% | |||
Motorcycle Loan | Salary-deducted, Pension-deduction, Secured by deposit -Monthly payment on Principal and Interest | Total Contract Price of the Motorcycle | 12 mos. @ 8% |
24 mos. @ 8.25% | |||
36 mos. @ 8.40% | |||
48 mos. @ 8.55% | |||
Walang sufficient CapCon o PSA pang collateral? Pwede ka paring magkasasakyan sa PSSLAI via Salary Loan o Pension Loan (5.5, Credit Build, Regular) No downpayment required at hindi parin naka collateral ang sasakyan! | |||
Salary Loan/Pension Loan (5.5, Credit Build, Regular) | Depends on the loan variant availed | ||
Kahit anong sasakyan, brand new o pre-owned, accredited or not accredited, any brands, any condition, PWEDE sa PSSLAI!
Requirements for Brand New and Pre-owned Vehicle Loan (secured by deposits)
Updated PSSLAI ID
For brand new vehicles: Quotation from dealer
For pre-owned vehicles: Quotation from the dealer or Deed of Absolute Sale from Individual Seller
Requirements for Motorcycle Loan
Salary-deducted loan
PNP/BFP ID or any government-issued valid ID
Quotation from the motorcycle dealer
Pension-deducted loan
PNP/BFP Pensioner ID or any government-issued valid ID
Quotation from the motorcycle dealer
Secured by deposit
Updated PSSLAI ID
Quotation from the motorcycle dealer
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