Kalinga Loans (Pension-Deducted Loans)
Kalinga ng PSSLAI ang katuwang mo sa iyong pangangailangan. Kasama mo kami kahit sa panahon ng iyong retirement. Abot-kayang rates, secured, convenient, at hassle-free. Enjoy the retirement you deserve kasama ang PSSLAI!
Why Choose Kalinga Loans?
Borrow up to 12x your monthly pension plus investments and deposits
Pinakamababang loan interest rate, as low as 5.5% per annum.
Piliin ang payment terms na swak sa budget mo.
Minimal na requirements para mabilis ang proseso.
Mabilis at hassle-free na processing at approval. Kuha agad ang loan proceeds in as fast as 1 hour.
Automatic pension deduction para sa convenient na pagbabayad.
Fully covered ang loan in case of borrower’s death.
ADDITIONAL BENEFITS:
FREE Burial Benefit up to Php60,000 para sa qualified member-borrowers.
FREE Healthcare Coverage for 1 year of Php30,000 per illness para sa qualified member-borrowers.
Product Variant and Features
| Product Variant | Loanable Amount | Interest Rate and Terms |
Kalinga Loan 5.5 *Promo rate and One-time availment only | Maximum loanable amount of Php 300,000 | 1 - 12 mos. |
Kalinga Loan - Credit Build *One-time availment only | Minimum loanable amount: Php 350,000 Maximum loanable amount: Php 1,000,000 | 36 - 60 mos. |
Kalinga Loan - Regular (Pension Loan, Other Pension Loan, Additional Pension Loan) | 12x of monthly pension plus investments and deposits | 3 - 60 mos. |
Kalinga Loan - Calamity *Member who are assigned in, with residence at or is currently residing within areas that are under the State of Calamity as declared by the National Government or Local Government Units (LGU). Affected member must avail within a period of ninety (90) days from the declaration. | Php 300,000 | 6 - 24 mos. |
Requirements
PNP
PNP Pensioner ID or any government-issued valid ID
PNP Survivor and Transferees
PNP Survivor's ID
Certificate of Legal Benificiary
Latest CENOMAR with 1yr validity
Decree of Entitlement
BFP
BFP Pensioner ID or any government-issued valid ID
BFP Survivor and Transferees
BFP Survivorship Pensioner ID
Certificate of Legal Benificiary
Latest CENOMAR with 1yr validity
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