Pre-Owned Vechicle Loan

Own a pre-loved vehicle without going overboard on your budget! Get your dream car at a more affordable price.


  • Guaranteed low interest rates
  • Fast processing of loan approval
  • Flexible payment terms (up to 48 months/4 years)
  • Loan the total contract price of any vehicle


  • Quotation from Car or Vehicle Dealer / Individual Seller
  • Photocopy of OR/CR
  • Photocopy of Deed of Sale
  •  PNP
    • No requirements
  •  BFP
    • Recent Duty Status
    • Certificate of Non-Pending Case
    • Two (2) valid IDs
    • Two (2) Recent Payslips
    • Certificate of Employment and Compensation
    • Certificate of Non-Pending Case

Maximum Loan Amount shall be based on the member’s current deposit level in the Association and appraised value of the vehicle during availment. Processing Fees of Php 2,000.00 per loan account to be deducted from loan proceeds. Expenses involving the Transfer of Ownership shall be for the account of the buyer. It shall be the full accountability of the member-borrower to determine the legitimacy of the 2nd hand vehicle purchase. Rates are subject to change without prior notice.

Subject to other Terms & Conditions

*Buy-Out from other Financial Institutions. Requirement for Buy-out: Outstanding Loan Balance from other Financial Institution/s