Credit Information System Act (CISA)

Credit Information System Act (CISA)
Pursuant to Republic Act (R.A.) No. 9510 otherwise known as Credit Information Systems Act (CISA) and its Implementing Rules and Regulations (IRR), PSSLAI is mandated to submit your basic credit data (as defined in R.A. No. 9510 and its IRR), as well as any regular updates or corrections thereof, to the Credit Information Corporation (CIC) for consolidation and disclosure as may be authorized by the CIC.
Consequently, your basic credit data may thus be shared with other lenders and credit reporting agencies duly accredited and authorized by the CIC for the purpose of establishing your creditworthiness. For more details, you may visit
The borrower information including positive and negative credit data information will be submitted by PSSLAI to the Credit information Corporation (CIC) on a monthly basis beginning December 2016.
Please note that excluded from the submission to the Credit Information Corporation are your Capital Contribution Account and deposits.
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