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Product Feature: PNPCARE HEALTHCARD
Health has been the primary concern of the Filipinos as cost for hospitalization, medicines and other health services in our country turned out to be too luxurious. As a result, we have seen the enormous increase in the availment of free services from State owned and controlled hospitals, health centers and other medical facilities. Middle income earners already joined the indigents in availing of free health services, thus, shortage in facilities, exhausted medical personnel and low quality service are becoming evident. This is the present dilemma that haunts not only the country but also the PNP community.
PSSLAI, being the active partner of the Philippine National Police in providing high quality financial products and services joined hands with the Fortune Medicare Inc. (FORTUNE CARE) in developing a healthcare program exclusively for PSSLAI Members. Last December of 2008, PSSLAI and FORTUNE CARE inked an agreement for the latter to provide the most affordable and yet upgraded medical and hospitalization benefits for the members of the Association. In fact, FORTUNE CARE agreed to provide a number of accommodations that are practically unconventional in the HMO industry.
With the agreement, FORTUNE CARE committed to provide the following accommodations and benefits:
- Discounted premium
- Pre-existing diseases waived
- Congenital diseases covered up to Php20,000
- Work related injuries (gunshot wounds) covered up Php25,000
- Annual Physical Examination which includes the following:
- Medical History taking and Physical Examination
- Chest X-ray
- Urinalysis and Fecalysis
- Complete Blood Count
- ECG
- FBS and Pap Smear
Hospitalization benefit
- Php60,000 benefit limit per disease
- Hospital Room and board
- Doctor’s fee
- Drugs and medication while confined
- Use of operating room/recovery room
- Laboratory exams
- Oxygen
- Dressings, plaster casts, sutures
- Use of ICU, CCU and special units
- Unlimited medical check up
- Dental service
- Free prophylaxis (cleaning)
- Dental extractions
- Temporary filling
- Re-application of cement of jacket
- Treatment of minor mouth lesions
- Gum treatments
- Ambulance Service
- INSURANCE RIDER
- Financial Assistance in case of death worth Php10,000.00
“So many people spend their health gaining wealth, and then have to spend their wealth to regain their health”….anonymous
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